Essential funding to keep your business moving in the right direction

Designed for a wide range of residential property types, our tailored Residential Bridging Loan provides a straightforward, competitively priced funding solution.

Using this loan, property professionals can raise funds to assist with cash flow to purchase future development projects or refinance an existing lender during the sales process.

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Product summary

  • Loans from £100k to £10m
  • Up to 75% LTV
  • Zero Exit Fee options available
  • Rates tailored to your project
  • Target turnaround of 3 weeks or less
  • Dedicated Account Manager
  • Flexible terms up to 18 months
  • Only properties in England and Wales considered
  • Residential property vacant or tenanted ASTs

Our assurance to you

At MSP we’re first and foremost property people. We’ve walked in your shoes. We know the pressures of site delays and regulations that must be met. We also know how great the feeling is when you get it right and you see your project come to life.

Our expert team includes experienced property developers, property banking professionals and RICS qualified valuers. We work alongside you to provide support and technical expertise whenever you need it. We approach every potential project with a fresh entrepreneurial spirit, tailoring a solution to your needs and adapting it as the journey evolves.

View all our bridging products

Three steps to find your tailored Residential Bridging Loan solution 

  • Step 1

    Your enquiry reviewed by an underwriter

    Once you have completed and submitted an enquiry form about your project, one of our underwriters will review and respond to you.

  • Step 2

    Review your options and find a solution

    Our underwriter will then talk you through your options to find a tailored solution that aligns with your project and ensures best chance of success.

  • Step 3

    Final solution and your funds released

    When you’re happy to proceed with an agreed funding solution, we will do our verification checks and advise you on a drawdown date.

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“MSP’s ongoing flexibility when we sold the first unit has been much appreciated. It was great to continue our relationship by switching the funding into a lower-priced bridging loan as we reached practical completion.”

Lynda K

Property People First

Property People First

44 years’ in property and finance has given us the unique ability to think like you do, understanding your needs along your journey.

Certainty of Funds

Certainty of Funds

We are a Principal Lender with funds available when you require them. We deliver on our Terms without changing the goal posts.

Relationship-led Lending

Relationship-led Lending

Your dedicated Relationship Manager will get to know your vision and use their expertise to work alongside you to bring it to life.

Tailored Solutions

Tailored Solutions

We approach each project individually, looking at your portfolio as a whole to understand your priorities and meet your needs.

Swift Decisions

Swift Decisions

Our streamlined processes and industry knowledge enables us to act decisively to maintain your competitive advantage.

Country-wide Reach

Country-wide Reach

Whilst we’re located on the South-coast, we are proud to be able to provide nationwide lending across England and Wales.

Chris Sheppard is our Associate Director of Underwriting

chris sheppard

To speak with Chris or another expert about our Residential Bridging Loan simply fill in the form.