Expose greater opportunities within your project

We provide funding to convert existing properties into residential assets.

Whether it’s a full restoration, extension or conversion,  our team of property and financial specialists can use their knowledge and experience to help you maximise the potential in your transformation project.

Speak to our experts

Product summary

  • Loans from £100k to £10m
  • Up to 70% LTGDV
  • Dedicated Account Manager
  • Rates tailored to your project
  • Flexible terms available to suit your needs
  • Only properties in England and Wales considered
  • Existing residential property or commercial assets with consent to covert

Our assurance to you

At MSP we’re first and foremost property people. We’ve walked in your shoes. We know the pressures of site delays and regulations that must be met. We also know how great the feeling is when you get it right and you see your project come to life.

Our expert team includes experienced property developers, property banking professionals and RICS qualified valuers. We work alongside you to provide support and technical expertise whenever you need it. We approach every potential project with a fresh entrepreneurial spirit, tailoring a solution to your needs and adapting it as the journey evolves.

View all our development products

Three steps to find your tailored Heavy Refurbishment Development Loan solution

  • Step 1

    Your enquiry reviewed by an underwriter

    Once you have completed and submitted an enquiry form about your project, one of our underwriters will review and respond to you.

  • Step 2

    Review your options and find a solution

    Our underwriter will then talk you through your options to find a tailored solution that aligns with your project and ensures best chance of success.

  • Step 3

    Final solution and your funds released

    When you’re happy to proceed with an agreed funding solution, we will do our verification checks and advise you on a drawdown date.

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“We have been dealing with MSP for many years. First and foremost, they understand the property market and use their knowledge to design financial solutions. Their sole goal is designing something that works for us, the client. Their supportive nature continues long after the initial funds are provided.”

Peter Ruckwood, independent project owner

Property People First

Property People First

44 years’ in property and finance has given us the unique ability to think like you do, understanding your needs along your journey.

Certainty of Funds

Certainty of Funds

We are a Principal Lender with funds available when you require them. We deliver on our Terms without changing the goal posts.

Relationship-led Lending

Relationship-led Lending

Your dedicated Relationship Manager will get to know your vision and use their expertise to work alongside you to bring it to life.

Tailored Solutions

Tailored Solutions

We approach each project individually, looking at your portfolio as a whole to understand your priorities and meet your needs.

Swift Decisions

Swift Decisions

Our streamlined processes and industry knowledge enables us to act decisively to maintain your competitive advantage.

Country-wide Reach

Country-wide Reach

Whilst we’re located on the South-coast, we are proud to be able to provide nationwide lending across England and Wales.

Lee Merrifield is our Credit and Underwriting Director

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To speak with Lee or another expert about our Heavy Refurbishment Development Loan simply fill in the form.