From small beginnings we have grown to become pioneers in our field, focused on giving our clients an experience beyond finance.


We provided our first loan against a car number plate back in 1981. Today, through our bridging and development loans we have helped over a thousand clients make their vision a reality.

For 40 years we’ve created opportunities for others and gone the extra mile to find solutions.  

A defining point in our business journey was during the 2007 credit crunch. The dramatic changes and challenges at this time highlighted to us that the standard tick-box approach of the high street lenders just didn’t cut it for our clients. Many were asking for expert knowledge of the property industry, applied with the recognition that every project is unique and needs a tailored approach. Most of all, people needed certainty to navigate the challenges they faced and to amplify the opportunities they had. 

With this in mind, MSP has evolved to be so much more than just finance. For our clients, it’s the consistency of that same person on the end of the phone whenever life throws something unexpected up at their dream project. It’s the knowledge that MSP’s signature on a loan is a seal of approval that an opportunity has begun and that we won’t change the goal posts.

For Team MSP it’s about being part of a family of like-minded individuals, all passionate about our roles and our community. We’re a lively team of property and financial experts who deliver an experience beyond finance every day to clients.

We’ve been relationship led since 1981. Discover our most memorable MSP moments

When contemplating our milestones, we thought it only natural to ask our team to take a moment and reflect on their time at MSP and what they remember most. 

Taking leaps of faith

Chris Sheppard  – I joined MSP in 2016, at the time there were only seven other members of staff. I used to be MSP’s bank manager so I knew the company well. However when I was asked if I wanted to join the team, leaving behind my job of nearly 23 years, it was a real leap of faith. That said I have never looked back and my only regret is that I wish I’d made the move earlier!

Tom CallaghanBecca and I organised the Ride to Scotland fundraiser in December 2019 for our local charity Julia’s House. Everyone got involved, people were coming in early, staying late and spending their lunch breaks cycling to raise money. There was such a buzz around the office, everyone putting in maximum effort to reach our target. This same team spirit was replicated in the 2020 Step Challenge!

Chris SheppardMy personal achievement was cycling 85 miles in the first challenge despite not being on a bike for about 20 years! In 2021 I walked over 100 miles in 10 days and I was still able to move on day 11 as a result! Overriding all this was the end goal of putting something back into the community and raising money for a great local cause.

Chris WrightThe Cheltenham Charity Race Day, in aid of Julia’s House, was a collaborative team effort to put together. It was something a little different and as MSP’s first networking event for all of our clients, nobody really knew how it would turn out. In the end, it was deemed a huge success and the glowing feedback we received from our clients that attended still gets spoken of today. It’s an event that we would certainly like to repeat as it enabled our clients to meet all the MSP team and not just the ones they deal with on a daily basis.

Solidifying our offering and market position

Martin HigginsWelcoming Cabot Square Capital as our new equity partner, and NatWest into our lender group. It is important for our business to have partners who have the same confidence as we do in the specialist finance products we provide to property investors and developers across the UK. This new capital structure has helped us deliver our relationship-led experience to even more borrowers across the breadth of the country.

Supporting our local football team – AFC Bournemouth

Adam ToveyI’ve been a life-long supporter of The Cherries and negotiating the deal with AFC Bournemouth and then getting the photos taken on the pitch was a definite milestone that made me reflect on how far we have come in our mission to widen our reach and support our local community. However, it wasn’t all plain sailing; the wrong number was printed in the programme for the first game so I had to call and sheepishly explain to a lovely old lady that she might get a lot of calls about finance and loans. I asked her nicely if she could keep a list and I’d call back in a week!

Tom Callaghan It really hit home for me the day that the AFC Bournemouth shirts were first brought into the office showing the MSP logo on. I’m a huge football fan so this was massive!

Building a culture that everyone enjoys

Chris Wright – There are not many people that I know that could say they look forward to arriving at the office every day, but I do. It is an absolute pleasure coming in, and the culture created just means that we all feel empowered and take huge pride in what we do. We are a family and during the COVID times, we realised even more how much we’ve come to rely on each other.

Martin Higgins – Supporting our clients with their projects can often lead to longer hours so I personally enjoy surprising the team with a well-earned company BBQ to say thank you for their hard work and help them unwind.

Rachel Hall When I joined MSP I could immediately sense the desire for everyone to look out for each other and make sure that there’s fun and laughter mixed in alongside the hard work we do for our clients. It was really nice to feel so welcomed by the team and become a part of the fantastic culture.

Our team’s talent and always looking for new bright sparks to join


Tom Callaghan – Since I joined in March 2019 it seems like we are constantly growing and looking for the right people to join the team. It’s exciting to be part of such a positive company that is always looking to improve and get bigger and better!

Doubling our scope to support new opportunities


Chris Sheppard – Breaking through the £100m loan book in March 2019. That felt like a significant milestone.

Becky Harris – Absolutely, this was an incredibly motivating moment that was only topped in 2020 when we doubled it to £200m. The scope of opportunities for growth and for that of our clients has meant that we can expand our team, widen our reach and work with more brokers and developers.

Adapting and helping others to do the same in 2020


Chris Sheppard – Pushing forwards and refining the company through the COVID challenges of 2020. We did not actively generate any new business during the four-month period of the first lockdown but instead, we focused all of our efforts on supporting all of our existing clients.

Developing new products that create opportunities for our developers and brokers

Lee MerrifieldI have to say launching our Premium Bridging product in 2020 was a key one for me. It’s helped so many businesses survive the chaos and move on to thrive which of course feels good. From a company standpoint, it really solidified our personal offering and showcased our expertise in the property industry.. To have seen the company grow firsthand and know that we could offer finance solutions in such a solid way makes me equally excited for the future of MSP and what’s going to come next.